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This detailed guide to owning stocks and bonds is a must hear for anyone ready to move beyond passbook savings and CDs. It covers the principles of equity ownership in a way that assumes nothing of listeners. The program also explains a detailed system for analyzing the value of individual stocks, stock sectors, and the market in general. The subject matter is technical, but Stav knows how to explain without talking down to her listeners. There's a comprehensive section on the social and economic particulars of joining an investment club. This is the clearest introductory audio yet on stock investing, and it's read with charm and absolute clarity by the author. T.W. (c) AudioFile 2002, Portland, Maine [Published: DEC 02/ JAN 03]